Jurisdiction and account rules
This section explains how we apply our terms in India. When you send funds through UPI, Paytm or PhonePe, we log the transaction against your account, compare it with the name on the payment source, and keep it with the rest of your account record. If
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something looks unclear, we may ask for a fresh bank or wallet trace, a matching ID, or a corrected profile detail before we move ahead. Access, use and any account action depend on local law and are available where local law permits, so you should check
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the rules that apply to your own location. We may also hold back a change until a check is finished, because the legal record has to stay accurate. If you want a copy of the terms that applied when a decision was taken, our support team
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can point you to the relevant record and the date it was stored.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.